SEE · ATTACK · ROLL · ACCELERATE · EXIT
Know your number. Build your attack. Get your income back.
The Debt Exit Method is a membership app that turns your list of debts into a clear month-by-month payoff plan. Enter your income, essentials and balances; choose avalanche or snowball; and see a projected exit date based only on the numbers you enter. Membership is $10/month or $110/year.
No bank connection. You enter your own numbers.
The method
SEE
Get an honest picture of income, essentials, and every balance.
ATTACK
Pick avalanche or snowball and aim one target debt at a time.
ROLL
Freed minimum payments roll into the next target automatically.
ACCELERATE
Test extra income, spending cuts and lump sums in the Scenario Lab.
EXIT
Track a projected payoff date and milestones month by month.
What's included
Every membership includes all of it — there is only one tier.
Add every debt
Name, balance, interest rate and minimum payment for each card, loan or line of credit. Edit, reorder or remove them any time.
Avalanche or snowball
Choose highest interest rate first or smallest balance first. Switch strategies whenever you like and compare the projections.
Month-by-month projections
See estimated interest, payments and balances for every month ahead, plus a projected payoff date based on the numbers you enter.
Scenario Lab
Try extra income, a spending cut or a one-off lump sum on a copy of your plan. Nothing changes until you choose to apply it.
Progress tracking
A timeline of debts cleared and the milestones ahead, so the long middle stretch still feels like movement.
Monthly check-in
Update your real balances once a month and your projection is recalculated from where you actually are.
Membership pricing
$10 per month, or $110 per year — $10 less than twelve monthly payments. Cancel anytime.
Monthly
$10/month
Full access, billed every month. Cancel anytime.
- Projected payoff date and estimated interest
- Avalanche or snowball target order
- Monthly attack plan for your current target
- Scenario Lab for what-if testing
- Progress timeline with paid-off milestones
- Monthly check-in to refresh your numbers
Annual
$110/year
Full access for a full year, billed once. Cancel anytime.
Saves $10 a year vs monthly
- Projected payoff date and estimated interest
- Avalanche or snowball target order
- Monthly attack plan for your current target
- Scenario Lab for what-if testing
- Progress timeline with paid-off milestones
- Monthly check-in to refresh your numbers
Billed in US dollars and renews automatically until you cancel. Cancel any time in Settings — access continues to the end of the period you paid for. See our cancellation and refund policy.
Common questions
What exactly do I get?
Full access to the planning app: unlimited debts, avalanche or snowball planning, your monthly attack plan, month-by-month projections, the Scenario Lab, progress tracking and monthly check-ins.
Is this financial advice?
No. It is an educational planning tool. Every figure it shows is a projection based only on the numbers you enter, and actual results will differ.
Do you connect to my bank?
No. You type in your own figures. We never ask for bank logins, card numbers or credit report access.
Can I cancel?
Yes, any time from Settings. Future charges stop and your access runs to the end of the period you already paid for.
Ready to see your projected exit date?
Create an account, enter your debts, and the plan builds itself.
Start my planDisclaimer. Educational planning tool only. Results are estimates and may differ from lender statements because of payment timing, fees, variable APRs, promotional rates, daily interest, and new charges. This product does not provide individualized financial, tax, legal, investment, or credit advice and does not guarantee debt reduction, interest savings, or a specific payoff date.